Home Buyer Guide
Ready to find the right home in West Tennessee & North Mississippi?
Why Buy with Us
Personalized guidance: We don’t just show listings — we listen, we explain, we walk you through step-by-step.
Local expertise: We specialize in West Tennessee and North Mississippi markets — we know the neighbourhoods, the lifestyles, the river towns.
Transparent process: No surprises — we keep you informed at every stage from first search to closing.
Value you’ll appreciate: More for your investment. Whether it’s a starter home or a riverside retreat, we aim to match you with a place that fits your goals.
How Much Can I Afford?
Here are the key things we’ll check together:
Your budget & down payment — Understand what you’re comfortable with, and what lenders expect (often 3–20 %).
Qualifying factors — Lenders look at income, debts, credit, and more. We’ll help you clarify the numbers and options.
Closing costs & ongoing costs — Beyond the home price, you’ll want to know about closing fees, property taxes, insurance, maintenance, and neighbourhood fees if applicable.
We’ll walk you through a quick affordability check so you know what you can comfortably invest without stress.
Choosing the Right Neighborhood
Buying a home is important — and the neighborhood plays a huge role. Here’s what we recommend you explore:
Visit at different times of day & different days of the week (see traffic, noise, lights).
Check how homes and yards are maintained (gives you insight into the community).
See how the lifestyle feels: Is it quiet? Vibrant? Ideal for families or for independence?
Local amenities: Schools, parks, lake or river access, shopping, commuting.
Future growth: Are there new developments, infrastructure projects, or zoning changes?
We’ll help you define what “neighborhood fit” means for you and pull up the right options.
Making an Offer & Closing the Deal
When you find “the one”, we’ll guide you through the steps:
Present comparative market data so you’re making a strong, informed offer.
Negotiate with confidence — we’ll advocate for you.
Coordinate inspections, appraisals, financing, hiccups and everything in between.
Help with final walk-through, closing paperwork, and your big move.
You won’t be left wondering “what’s next?” — we’ll be right there.
Considering New Construction?
Love the idea of a brand-new home? Great choice. Here’s how we handle it:
Explore builder options and lots — we know local builders and what to look for.
Review contracts carefully to ensure your interests are protected.
Monitor build progress and help you with walk-throughs and punch-lists.
Plan your move-in date, warranties, and future resale potential.
Again, we’ve got your back — new construction can be exciting, but you’ll appreciate the expert guidance.
Ready to Get Started?
Let’s make it simple:
Reach out to schedule a no-pressure consultation. We’ll talk about your goals, timeline, budget.
Start your home search — we’ll send custom listings, track new opportunities, invite you to local open houses.
Get selected — once you’re ready, we’ll show you properties, weigh options, and move toward your offer.
Move in! With us handling the details, you’ll walk into your new place with more peace of mind.
Find Your Home with Tara King Realty
Ready to explore homes in Savannah, Pickwick, Adamsville, Corinth or anywhere on the map?
Contact Us or call us at (731) 727-7944 to schedule your chat.
